Your First Salary. Your First Tax. Know What To Do.
4 HoursFor College StudentsPlacement Cell Program
Your offer letter says one number. Your bank account says another. In one interactive workshop, final-year students learn how salary, tax, TDS and ITR actually work, before their first payslip arrives.
No tax jargon. No long lectures.
Payslip
First month · Illustrative example
ExampleFirst month · Illustrative example
Basic₹25,000
HRA₹10,000
Allowances₹8,200
PF− ₹1,800
TDS− ₹1,000
Professional tax− ₹200
Take-home₹40,200
Illustrative example: numbers will vary.
CTC → take-home
Why is my salary lower than my CTC?
CTC is what a job costs your employer. Take-home is what lands in your account. Tap a segment to see where the rest goes.
Example: annual CTC
₹6,00,000
Take-home (year)
₹5,28,000
Tip: tap any segment to see what it means.
Illustrative example: numbers will vary
What students will learn
Five modules. One clear outcome.
- CTC vs take-home
- Salary components: basic, HRA, allowances
- Deductions: PF, professional tax, TDS
- Reading your payslip line by line
- How income tax works in India
- Taxable income vs total income
- What PAN is and why it matters
- Where to check current rules each year
- Choosing a tax regime with your employer
- Declaring investments and rent
- Keeping the right proofs
- TDS (tax taken before you're paid) and Form 16
- Form 26AS and AIS
- Filing your ITR step by step
- Refunds and what to do if something's wrong
- Common tax scams
- Fake refund messages
- Using the official portal safely
- Protecting your PAN
Real-life scenarios
Questions every final-year student asks.
I got my first job. Why is my salary lower than my CTC?
Tax was cut from my salary already. Do I still need to file an ITR?
HR is asking me to choose a tax regime. How do I decide?
What is Form 16, and where do I even get it?
I got an SMS saying I have a tax refund. Is it real?
My internship paid a stipend. Is that taxed too?
4-hour learning journey
Four hours. Four clear steps.
- Hour
1Salary & Payslip
- Focus:
- CTC, salary components and deductions.
- Outcome:
- Read any payslip and explain your take-home.
- Hour
2Income Tax Basics
- Focus:
- How income tax works, PAN and tax regimes.
- Outcome:
- Know what you're taxed on and why.
- Hour
3TDS, Form 16 & ITR
- Focus:
- TDS, Form 16, AIS and the ITR process.
- Outcome:
- Walk through a filing with confidence.
- Hour
4Tax Simulation + Safety
- Focus:
- A hands-on simulation, then scam safety.
- Outcome:
- Make your first tax decisions and stay safe online.
By the end of 4 hours
Students will be able to…
- Explain the difference between CTC and take-home pay
- Read every line of a payslip
- Understand how income tax is calculated
- Choose a tax regime with a clear reason
- Know what TDS and Form 16 are
- Walk through filing an ITR
- Spot common tax scams and fake refund messages
- Keep their PAN and tax records safe
Tax Safety
If a refund message asks you to click, stop.
- Common tax scams
- Fake refund messages
- Safe portal use
- Protect your PAN
VM-ITREFD10:42
Dear taxpayer, your income tax refund of ₹15,490 is approved. Verify your account within 24 hrs to receive it: itr-refund-verify.co/in
The advantage ladder
Tax Readiness is the last step before your first payslip.
- 1Learn Money
- 2Understand Finance
- 3Get Job-Ready
- 4Become Tax-Ready
Program facts
- Duration
- 4 Hours
- Audience
- UG & PG
- Format
- Interactive Workshop
- Timing
- Pre-placement / final year
- Delivery
- Campus / Classroom / Hybrid